Credit cards

Credit cards can be super helpful—or super stressful—depending on how you use them. What’s been your experience? Do you have a favorite card for rewards, travel perks, or low interest? Have you ever had issues with billing errors, annual fees, or poor customer service? I'm also wondering how people manage multiple cards—do you rotate them for points or stick with one?

 

And what about credit score impact—any tips on improving it through smart card use? Share your wins, warnings, or questions.

 

Credit cards and prepaid cards both have their pros and cons—it really depends on what you need. I’ve used Green Dot for a while when I wanted to keep my spending in check without dealing with a traditional credit card. It’s been pretty straightforward, but I did run into a small issue once. Luckily, the green dot corporation customer support was actually helpful and got things sorted quicker than I expected. Always a plus when you can talk to a real person and not just get bounced around by a robot!